Do you have questions about Trade Republic? Whether you want to understand the fees, know how to invest or assess the security of this broker, you’re in the right place! In this FAQ, I answer the most common questions to help you see things more clearly and get started with peace of mind. Let’s go!
Frequently asked questions — General information
What is Trade Republic?
Trade Republic is a German online broker that lets you invest in stocks, ETFs, cryptocurrencies and derivatives, with very competitive fees.
Which bank is behind Trade Republic?
The company is supervised by the German Central Bank (Bundesbank) and BaFin (the equivalent of the Autorité des Marchés Financiers in France, or AMF).
Is Trade Republic suitable for beginners?
Yes, the app is simple to use and offers suitable tools to start investing easily.
Does Trade Republic offer a PEA?
Yes, Trade Republic has offered a Plan d’Épargne en Actions (PEA) since 9 January 2025.
What other types of PEA are offered?
Beyond the standard PEA capped at 150 000€ in deposits, the youth PEA is also available. The latter is eligible for under-25s if they are attached to their patient’s tax household. The cap is then 20 000€.
However, Trade Republic does not offer a PEA-PME or a PEA under discretionary management. Finally, as the PEA must legally be held in one’s own name, it is not possible to have a Professional PEA or joint PEA.
Frequently asked questions — Registration
How do you register with Trade Republic?
Download the app, create an account by providing your personal information, verify your identity with an identity document, then make an initial deposit to start investing.
Is there a bonus?
Yes, by using this link, you can get an exclusive bonus of a free stock worth up to 40€.
Frequently asked questions — Fees
What are the fees on Trade Republic?
Trade Republic offers 0 € commission on transactions, with only 1 € in fees per order for execution fees. This amount is even capped at 0,5% for the PEA since the PACTE law.
What are the fees for the scheduled investment plan?
Order fees are 0€.
Frequently asked questions — Financial products
What financial products can you buy on Trade Republic?
You can invest in stocks, ETFs, cryptocurrencies and derivative products such as options. The complete list of products is available here.
Can you invest small amounts on Trade Republic?
Yes, thanks to fractional buying, you can invest from 1€ in stocks or ETFs.
How do you deposit money on Trade Republic?
Deposits are made by SEPA bank transfer. They can also be made by bank card, but be careful: only the first deposit is free. After that, the fees will amount to 0,7% of the deposit amount.
How do you withdraw money from Trade Republic?
Simply request a transfer to your registered bank account.
How does the interest-bearing current account work?
Strictly speaking, it is not a traditional savings account. Trade Republic pays interest on funds placed in the cash accounts associated with securities accounts (and not the PEA). The remuneration rate of 3% per year (variable ECB rate) applies to available cash (with no limits).
Interest is paid monthly and, a major advantage, calculated daily.
Frequently asked questions — Security
Is Trade Republic secure?
Yes, Trade Republic is regulated by the German regulator (BaFin). Client funds are protected up to 100 000 € thanks to the deposit guarantee scheme. Finally, invested funds are guaranteed up to 20 000€.
Contact and hours
What are the trading hours on Trade Republic?
Orders can be placed from 7:30 a.m. to 11 p.m. (CET) on supported exchanges, such as LS Exchange.
How do you contact support?
You can contact them via the following email address: service-fr@traderepublic.com .
Support on Trade Republic can still be improved. You will probably first receive a response from artificial intelligence and then from a real person.
Conclusion
I hope this FAQ has answered all your questions. If not, feel free to ask your question below in the comments. Finally, if you want to go further with this broker, I invite you to watch the video below, where I give my opinion after 6 months of using this broker.
And as always, don’t give up!
Image source: Magnific